"""Janet L. Yellen, President and CEO of the Federal Reserve Bank of San Francisco, speaks about foreclosures to the Bay Area Council Outlook Conference in Alameda, Calif., Wednesday, April 16, 2008. Yellen said the mortgage crisis and financial services turmoil are likely to be a """"major drag"""" on the national economy into 2009.  (AP Photo/Paul Sakuma) Photo: Paul Sakuma, AP"""
{}