Benefits of SBA Lending Increase Your Loan Portfolio – Eliminate missed opportunities – Small Business has highest growth potential Improve Risk Management – SBA Lending Has an Inverse Relationship to Economy Broaden Your Customer Base Provide Better Service – Longer terms, lower monthly payments – Lower Downpayments SBA Loans Meet CRA Requirements Allows your bank to be more competitive
{"Image DocumentName": "Situations Where an SBA Guaranty May Be Necessary", "Image ImageDescription": "Startup Businesses. Lack of Collateral. Lower Than Normal Downpayment/Equity. Longer Term/Lower Payments Required to Meet Debt Coverage Requirements. Riskier Industries (Entertainment, High-Tech, Service, Retail) Uneven Historical Revenues or Profits. Tighter Than Normal Debt Coverage. Change of Ownership/Management. Lending Limits. Reliance on Projections.", "Image XResolution": "37", "Image YResolution": "37", "Image ResolutionUnit": "Pixels/Centimeter", "Image Software": "SlidePlayer", "Image YCbCrPositioning": "Centered"}