9 MWLFI Structure Funding from Both Public and Private Sources Participating Private Financial Institution 100% Guarantee LGUs and WDs 50% 30% co-guarantee BORROWER: Creditworthy Local Government Units (LGUs) and Water Districts (WDs) LENDERS: DBP and Private Financial Institutions (with LGUGC guarantee) End-user rate: 9-11% (private loan is floating, depending on market rate) Term: 7-15 years (max.
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