Power of Income Bonuses and deferring Income Example: $200,000 initial investment
{"Image DocumentName": "Power of Income Bonuses and deferring Income Example:  200,000 initial investment", "Image ImageDescription": "Retirement Age / Payout Rate. Income Bonuses. GWB Benefit Base. Annual Lifetime Withdrawal Amount. Percentage of Initial Investment. 55 years old / 4% payout rate.  0.  200,000.  8,000. 4% 65 years old / 5% payout rate.  100,000.  300,000.  15, % 75 years old / 6% payout rate.  400,000.  24, % A payout rate example for a 55 year old.... Invested  200,000 in IncomePlus / single life payout. unsure of retirement date. Wants to keep options open. Will receive a 5% income bonus per year each year income not taken. Assuming no market growth, the LWA income could increase to  24,000 per year. Income bonus is received in years when no withdrawals made. The new payout rates gives the option when the investor is younger and does not have to decide now. If the investor has options to take income from other sources and could wait to take a higher income. Through the power of the income bonuses and the higher LWA payout rate she could wait until 75 and receive an annual LWA of  24,000, that is 12% per year of his initial investment. Tri-annual resets could increase her amount even higher, this example assumes low or flat market conditions. This option gives flexibility to younger clients to chose income at younger ages and gives options to increase income if clients wait to older ages to take income. Assumes a down or flat market and no withdrawals have been taken. Assumes that Single life payout option and initial investment at age 55.", "Image XResolution": "37", "Image YResolution": "37", "Image ResolutionUnit": "Pixels/Centimeter", "Image Software": "SlidePlayer", "Image YCbCrPositioning": "Centered"}