Indianapolis made the list because of its high crime rate and high air pollution, according to . The weather doesn't help: summers are hot and the winters are freezing. Indianapolis is one of America's most affordable cities. The unemployment rate has dropped to 8.4 percent from 9.1 percent last August. The housing market is stable, Sperling notes. Plus, there is a lot of art and culture, several sports teams and it's home to several major universities including Ball State, Butler and Purdue. I
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