| /13 Wealth strategies using Roth IRA conversions SituationRoth conversion benefit Large % of investment assets in traditional retirement accounts Hedging strategy against future tax rate increases You wont rely on retirement accounts for regular income No RMDs means more years of tax-free growth Retirement accounts have experienced market losses Converting while account values are low will result in less taxes Youre concerned about Social Security income being taxed Roth IRA income does not impact taxation of benefits You find yourself in a low income tax bracket A conversion can generate income to match against losses and deductions
{}